Frequently asked questions

When does the United Kingdom 2025/26 tax year start and end?
The United Kingdom 2025/26 tax year runs from 6 April 2025 to 5 April 2026. UK tax years run April-to-April, so 2025/26 covers earnings received between 6 April 2025 and 5 April 2026.
What does a £55,000 salary work out to in 2025/26?
A £55,000 gross salary in United Kingdom works out to £42,457 take-home using 2025/26 bands and allowances. That is an effective tax rate of 22.8%; the marginal rate at this gross is 42.0%.
How often do United Kingdom tax rates change?
UK income-tax bands and the Personal Allowance are frozen through 2027/28 per the 2024 Autumn Statement. National Insurance Class 1 rates last changed in April 2024.
What's modeled for United Kingdom in 2025/26?
Income tax (England, Wales, Northern Ireland — Scotland sets its own bands and is not covered) and National Insurance Class 1 for the employee. Pension contributions, salary sacrifice, and benefits-in-kind are not modeled in this release.
Where do the United Kingdom 2025/26 numbers come from?
Verified against HMRC published bands at gov.uk/income-tax-rates and gov.uk/national-insurance-rates-letters within £0.50/year. Snapshot tests pin the calculator output to a 25-fixture set scraped from the HMRC estimator.